TERMS AND CONDITIONS

Mathiko  —  mathiko.com  ·  learn.mathiko.com

Effective Date: September 25, 2026     |     Last Updated: September 25, 2026


1. Agreement to Terms

These Terms and Conditions ("Terms") govern your access to and use of Mathiko, including mathiko.com and our course school at learn.mathiko.com, and any related websites, courses, content, products, and services (collectively, the "Services"), which are offered and sold by Mathiko LLC ("Company," "we," "us," or "our"). By accessing or using the Services, or by purchasing or enrolling in any course, you agree to be bound by these Terms. If you do not agree, do not use the Services.

2. Our Role and the Hosting Platform

The Services are delivered through Thinkific, a third-party online course platform (the "Platform"). Mathiko LLC, and not the Platform, is the seller of the courses and the party responsible for the course content and for this agreement. The Platform hosts the course content, provides your student account, and processes payments for us through its payment service and payment partners, such as Stripe. The Platform is not a party to these Terms.

Your use of the Platform itself is separately governed by the Platform's own terms of use and privacy policy, which you should review. Access to the Services depends on the availability of the Platform, which we do not control. If our relationship with the Platform ends, or the Platform ceases to operate, we will use commercially reasonable efforts to provide continued access to purchased content by other reasonable means, but we do not guarantee any particular method of delivery.

3. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to purchase courses or create an account. If you are between 13 and 18, you may use the Services only with the involvement and consent of a parent or legal guardian. The Services are not intended for children under 13.

4. Accounts and Registration

To access the courses you will need a student account, which is created and maintained through the Platform. You agree to provide accurate information and keep it current. You are responsible for maintaining the confidentiality of your login credentials and for all activity under your account, and you agree to notify us immediately of any unauthorized use. Accounts are personal to you and may not be shared, resold, or transferred. We may suspend or terminate accounts that we reasonably believe are being shared.

5. Course Access and License

Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable, revocable license to access and view the courses and content you have purchased, for your own personal and professional educational use.

Lifetime access. Unless a different period is stated at the point of purchase, access to a course you purchase is provided for the lifetime of that course. "Lifetime" refers to the life of the course, not the lifetime of any person: you may access and view the course on the Platform for as long as we continue to offer it there. We do not guarantee that any course will remain available indefinitely.

Streaming only; downloadable resources. Course videos and lessons are provided for streaming on the Platform and are not provided for download, unless we expressly make a particular lesson or file available for download. Where we do provide downloadable resources, such as worksheets, prompt files, or code files ("Downloadable Materials"), you may keep the copies you save for your own personal and professional reference, including after a course is retired, unless your access is terminated for your breach of these Terms.

Retiring a course. If we retire a course, we will give enrolled students at least thirty (30) days' notice by email before access ends. Retiring a course is not a termination of your access under Section 24.

Restrictions on Downloadable Materials. Downloadable Materials remain subject to these Terms. You may not redistribute, publicly post, share, upload to any file-sharing service or model-training service, resell, sublicense, or use them to create competing educational materials, and the restrictions in Sections 8 and 9 continue to apply to them for as long as you hold the copies.

6. Changes to the Courses

We may modify, update, replace, reorder, or remove lessons, modules, examples, projects, tools, and other course features from time to time, including in order to keep pace with changes in third-party AI tools. A course may not remain identical to the version described on the sales page at the time of your purchase. We will not make changes that remove the substantial value of a course you have purchased. If we make a change that materially reduces what you purchased and you are still within the refund window, our Refund Policy applies.

No obligation to update. We are under no obligation to update, maintain, revise, or continue developing any course. Course content reflects the tools, models, and practices current at the time it was produced, and may become outdated. Nothing in these Terms, and no description of a course, constitutes a commitment to provide updates on any schedule or at all.

Separate and successor products. Your purchase, and any lifetime access described in Section 5, apply only to the specific course you purchased. We may create, market, and sell other courses, including new editions, successor courses, or courses covering the same or similar subject matter. Those are separate products, are not included in your purchase, and may be offered at additional cost, unless we expressly state otherwise at the point of purchase.

7. What You Need to Supply: Third-Party Tools and Costs

The courses teach the use of third-party artificial intelligence tools, code editors, and software development services. Unless expressly stated at the point of purchase, the price of a course does not include, and we do not supply:

You are solely responsible for obtaining these at your own expense, for complying with the terms of any provider you choose, and for all charges incurred on your accounts. Third-party tools change, increase in price, alter their terms, restrict availability by region, or are discontinued, and we control none of this. We are not responsible for any costs you incur, including unexpected or usage-based charges arising from following a course exercise. You should set your own spending limits and monitor your usage.

8. Intellectual Property

All content provided through the Services — including videos, text, code samples, exercises, prompts, graphics, logos, and downloadable materials — is owned by or licensed to Mathiko LLC and is protected by United States and international intellectual property laws. Except for the limited licenses granted in these Terms, you may not copy, reproduce, distribute, publicly display, resell, sublicense, or create derivative works from any content without our prior written consent.

9. Use of Code Samples

Unless otherwise noted, you may use code samples we provide in the courses in your own personal and commercial projects, including work you do for an employer or client. You may not redistribute the code samples as standalone teaching materials, or as part of a competing course, tutorial, template product, or other instructional offering.

10. AI-Generated Output

The courses involve generating code and other material using third-party AI tools. Output you generate with those tools is not our content, and nothing in these Terms grants, transfers, withholds, or limits any right in it. Your rights and obligations in relation to that output are governed by your agreement with the relevant AI provider.

The ownership and copyright status of AI-generated material is unsettled and varies by jurisdiction, and AI output may reproduce or closely resemble third-party material. We make no representation or warranty that any output you generate is original, non-infringing, protectable by copyright, free of third-party rights, secure, or fit for any purpose. You are solely responsible for reviewing output before you use, publish, distribute, or commercialize it, and for obtaining your own legal advice where ownership or licensing matters to you.

11. Your Responsibilities When Using AI Tools

You are responsible for your own use of AI tools in connection with the courses. In particular, you agree that you will not, in any course exercise:

You are responsible for securing your own API keys and credentials, for all activity and charges on your accounts, and for reviewing and testing any generated code before you deploy or rely on it.

12. Prohibited Conduct

You agree not to:

13. User Content and Project Submissions

The Services may allow you to post comments and questions, and to submit code, projects, or other work for feedback ("User Content"). You retain ownership of your User Content. You grant us a worldwide, royalty-free, non-exclusive license to host, store, display, and use your User Content for the purpose of operating the Services, responding to you, and providing feedback. We will not use your User Content in external marketing, or publicly showcase your project, without first obtaining your permission.

You are solely responsible for your User Content and represent that you have the right to submit it and that it does not violate any law, confidentiality obligation, or third-party right. Do not submit credentials, secrets, personal data about other people, or any material you are not permitted to disclose.

Any feedback we provide on your code or project is educational opinion. It is not a security audit, a production-readiness review, a professional engineering opinion, or a warranty of any kind, and you remain solely responsible for your own work. We may remove User Content at our discretion.

14. Copyright Complaints

We respect intellectual property rights. If you believe content made available through the Services infringes your copyright, send a written notice to [email protected] that includes: (a) your physical or electronic signature; (b) identification of the copyrighted work claimed to be infringed; (c) identification of the material claimed to be infringing and its location on the Services; (d) your contact information; (e) a statement that you have a good-faith belief the use is not authorized by the copyright owner, its agent, or the law; and (f) a statement, made under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf.

We will review notices in good faith, may remove or disable access to allegedly infringing material, and may terminate the accounts of repeat infringers. Because the Services are hosted by the Platform, you may also need to follow the Platform's own copyright notice procedure.

15. Pricing, Payment, and Taxes

Prices for courses are described at the point of purchase and are stated in U.S. dollars (USD). Payment is processed through the Platform's checkout and its payment processors, and you authorize us and them to charge your selected payment method.

Taxes. For customers in the United States and Canada, applicable sales tax, GST, or HST is calculated at checkout and added to the listed price, and the Platform collects and remits that tax as a marketplace facilitator. For customers in the United Kingdom and the European Union, the price shown at checkout includes any applicable VAT. You remain responsible for any taxes that are your obligation and are not collected at checkout.

We may change prices at any time. A change in price does not affect a purchase you have already completed.

Gift purchases. If you buy a course as a gift, you are the purchaser for payment and refund purposes, and the recipient must create an account and accept these Terms to access the course. Refunds of gift purchases are handled as described in our Refund Policy.

16. Buy Now, Pay Later and Third-Party Financing

The Platform's checkout may offer third-party payment or financing options such as Klarna or Afterpay. If you choose one, your payment arrangement is a separate agreement between you and that provider, governed by its terms, and we are not a party to it. We are paid for your purchase at the time of the transaction.

If you receive a refund from us, it is returned through the original payment method to that provider, which then applies it to your balance under its own terms and timelines. This may take longer than a direct card refund. Questions about your installment schedule, interest, fees, late payments, or credit reporting are between you and that provider. Failure to pay that provider does not, by itself, give you a right to a refund from us.

17. Refunds; No Subscriptions

Refunds are governed by our Refund Policy, which is incorporated into these Terms by reference. In summary, you may request a full refund within thirty (30) days of purchase if you have completed 25% or less of the course, measured by the "Completed" percentage the Platform records for your account (the share of the course's lessons marked complete).

Courses are sold as one-time purchases. We do not currently offer subscriptions, memberships, or recurring billing, and no course purchase automatically renews. Some lessons are offered as free previews. Accessing a free preview never results in a charge and never converts into a paid purchase; you are charged only if you choose to buy a course.

18. Educational Purpose; No Guarantees; No Professional Advice

The Services are provided for educational and informational purposes only. We do not guarantee any particular result, including employment, job placement, income, certification, funding, a working or launched product, or any level of skill. Your results depend on your own effort, background, and circumstances, and on third-party tools that we do not control.

Nothing in the Services constitutes legal, tax, accounting, financial, security, employment, or other professional advice. See our Disclaimer for more information.

19. Accessibility

We want the Services to be usable by as many people as possible. If you have difficulty accessing any part of the courses, or need materials in an alternative format, contact us at [email protected] and we will make reasonable efforts to accommodate your request.

20. Third-Party Tools, Links, and Availability

The Services reference and link to third-party tools, websites, and resources. We do not control and are not responsible for third-party content, pricing, availability, or practices, and your use of any third-party service is governed by its own terms. We do not guarantee that the Services, the Platform, or any third-party tool will be available without interruption, and we are not liable for outages, changes, or discontinuation of any of them.

21. Disclaimer of Warranties

THE SERVICES AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

WITHOUT LIMITING THE FOREGOING, WE DO NOT WARRANT THAT ANY CODE, CONFIGURATION, PROMPT, OR TECHNIQUE TAUGHT IN THE COURSES, OR ANY OUTPUT GENERATED BY AN AI TOOL, IS ACCURATE, CURRENT, SECURE, NON-INFRINGING, OR SUITABLE FOR PRODUCTION USE.

22. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS MEMBERS, OFFICERS, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, OR BUSINESS, ARISING FROM YOUR USE OF THE SERVICES.

WITHOUT LIMITING THE FOREGOING, WE ARE NOT LIABLE FOR THIRD-PARTY SUBSCRIPTION OR API CHARGES, CLOUD OR HOSTING COSTS, LOSS OR CORRUPTION OF CODE OR DATA, SECURITY VULNERABILITIES, OR ANY LOSS ARISING FROM CODE YOU WRITE, GENERATE, OR DEPLOY.

OUR TOTAL AGGREGATE LIABILITY FOR ANY AND ALL CLAIMS SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US FOR THE APPLICABLE COURSE, OR (B) ONE HUNDRED U.S. DOLLARS ($100). SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.

23. Indemnification

You agree to indemnify and hold harmless the Company from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your use of the Services, your User Content, your use of third-party AI or development tools, any code you generate or deploy, or your violation of these Terms or applicable law.

24. Termination

We may suspend or terminate your access to the Services at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful. Upon termination, the licenses granted to you end, except that you may keep Downloadable Materials as described in Section 5 unless we terminated your access for your breach of these Terms. If we terminate your access for a reason other than your breach of these Terms, we will refund the amount you paid for any course you can no longer access. Retiring a course under Section 5, or the end of our relationship with the Platform or the Platform ceasing to operate as described in Section 2, is not a termination under this Section. Sections that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, indemnification, and dispute resolution — will survive.

25. Electronic Communications

By using the Services, you consent to receive communications from us electronically, including by email or through the Services. You agree that all agreements, notices, disclosures, and other communications we provide electronically satisfy any legal requirement that they be in writing.

26. Governing Law and Venue

These Terms are governed by the laws of the State of California, without regard to conflict-of-laws principles. Subject to Section 27, any dispute arising out of or relating to these Terms or the Services shall be resolved in the state or federal courts located in Sacramento County, California, and you and we consent to their jurisdiction. Nothing in this Section deprives you of any protection you have under the mandatory consumer protection laws of the place where you live.

27. Informal Dispute Resolution and Small Claims

Informal resolution first. Before filing a claim against the other, each party agrees to send the other a written description of the dispute and the relief sought — you to [email protected], and we to the email address associated with your account — and to allow thirty (30) days to try to resolve it informally. This does not prevent either party from seeking urgent injunctive relief, and it does not affect your right to dispute a charge with your bank, card issuer, or financing provider.

Small claims. Either party may bring an individual claim in small claims court, either in Sacramento County, California, or in the county where you live, if the claim qualifies.

No arbitration requirement. These Terms do not require you to arbitrate disputes. Any dispute that is not resolved informally or in small claims court will be resolved in the courts described in Section 26.

28. Force Majeure

We are not liable for any failure or delay in performance caused by events beyond our reasonable control, including acts of God, natural disasters, network or platform outages, third-party service failures, labor disputes, or governmental action.

29. Assignment

You may not assign or transfer these Terms without our prior written consent. We may assign these Terms, including in connection with a merger, acquisition, or sale of assets.

30. Waiver and Severability

Our failure to enforce any provision is not a waiver of our right to do so later. If any provision of these Terms is held invalid or unenforceable, that provision will be limited or severed to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

31. Entire Agreement

These Terms, together with the Privacy Policy, Notice at Collection, Refund Policy, and Disclaimer, constitute the entire agreement between you and the Company regarding the Services and supersede all prior agreements and understandings.

32. Changes to These Terms

We may modify these Terms at any time by posting the revised version with an updated effective date. For material changes, we will make reasonable efforts to notify enrolled students by email. Your continued use of the Services after changes take effect constitutes acceptance. Changes will not apply retroactively to a dispute that arose before the change took effect.

33. Contact

Questions about these Terms may be directed to [email protected] or 2108 N St, Ste N, Sacramento, CA 95816.